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Privacy Policy & Security

FULCRUM AUDIO PRIVACY POLICY

 

Fulcrum Audio is a division of Markham-based Cerebrous Inc., a wholly-owned subsidiary of Cerebrous Inc.

Fulcrum Audio ("We"/ “Us” / “we” / “us”) believe that the user’s (“You”/ “you”) personal information deserves protection and we subscribe to the privacy principles set out in the Government of Canada's Personal Information Protection and Electronic Documents Act. All references to “Web Site/s” or “Website/s” in this Privacy Policy mean www.FulcrumAudio.ca or other Fulcrum Audio provided web sites. This Privacy Policy describes our practices regarding the collection, use and sharing of your personal information. By using our Website, you consent and agree to the collection, use and disclosure of personal information and to the privacy practices set out in this Privacy Policy. Fulcrum Audio expressly reserves the right to change this Privacy Policy at any time.

APPLICATION

This Privacy Policy applies to our retail stores, our Web Site, and all other channels in which Fulcrum Audio collects and uses your personal information

TYPES OF INFORMATION COLLECTED

This Privacy Policy tells you how we use personal information collected at this Web Site. Please read this Privacy Policy before using the Web Site or submitting any personal information. This Privacy Policy discloses, what information we collect, how we use it, with your implied or expressed consent, how to withdraw consent, how to verify and remove the information. At Fulcrum Audio, we collect two types of information: personal information and non-personal information. The types of information we collect depend on the nature of your interaction with us.

Personal Information

We collect information in several ways from different parts of our Web Site. For our Web Site and web store, you may need to register. Some personal information is gathered when you register. During registration, we ask for your name and email address. Before, during and after registration, we may collect your personal information such as:

Contact Information – E.g., name, postal address, telephone number, and email address; and

Personal Preferences – E.g., product wish lists, language preferences, and marketing consent; and

Transaction Information – E.g., products purchased, method of payment, amount paid, and credit, debit card number or paypal account details; and

Membership Information- E.g. recurring payment information for subscription/membership type services, age, demographics, Website cookies, Website browsing behaviour/product selection behaviour

Only fields that are marked with an asterisk (*) on the registration field are required. This information assists you in navigating the system by automatically filling in certain forms (such as the ad posting form) with your information, so that you don't have to continually re-enter it. Once you register, you are no longer anonymous to us.

In addition to registration we may ask you for personal information at other times, including (but not limited to) when you buy products or take advantage of the other features of our Website. If you contact us, we may keep a record of that correspondence. Every page within our Website includes a link to this Privacy Policy.

Non-Personal Information

This refers to information that does not by itself identify a specific individual. We gather certain information about you based upon where you shop on our Web Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. For example, this information may include the website's Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address.

A URL is the global address of documents and other resources on the world wide web. An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the world wide web. Networks like the web use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the web, allowing web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop. On an aggregated basis, we collect anonymous data related to the pages, products, downloads and other content that is sampled, clicked on, streamed, searched for, transferred from and downloaded. Except as otherwise limited in this Privacy Policy, we may disclose, sell, trade, or rent non-personally identifiable information to others without your consent.

METHODS BY WHICH INFORMATION IS COLLECTED

Fulcrum Audio collects information in three ways – directly, indirectly and automatically.

Information Collected Directly

Returns and exchanges

Insurance replacement

Purchase follow-up and surveys

Our Web Sites

Online forums, blogs and customer reviews

Sign-up for newsletters or updates

Participate in a contest or promotion

Subscription services and activations

Information Collected Indirectly

From time to time we may supplement information you give us with information from other sources, such as information validating your address or other available information you have provided us. This is to help us maintain the accuracy of the information we collect and to help us provide better service.

Information Collected Automatically

Our Web Sites

Cookies

Web Site tracking information

Links to other websites

Collection by Third Parties

The online banner advertisements you see on our Website are provided via a reputable third party. If you would like to know more about what information is collected and how our third party advertising company uses that information, please email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

From time to time, we run promotions and contests that may be operated or administered by third party service providers on our behalf, in which case personal information may be collected and stored by such third party, or disclosed to such third party by us, for the purpose of the contest. If you have opted to receive marketing materials from third parties or us on your contest entry form, the information may be used to send you such marketing materials. It is possible that while participating in promotions and contests operated and administered by third party service providers, their cookies may be introduced in your computer. Fulcrum Audio has no control over the operation of these cookies.

MANNER IN WHICH COLLECTED INFORMATION IS USED

Fulcrum Audio only collects your personal information in connection with your interaction and relationship with Fulcrum Audio. These purposes include:

Administering any transaction entered into with you, including the provision of products, services and information you have requested as well as processing any related purchase or return;

Verifying your identity in accordance with established industry practice in connection with any purchases, warranty claims or other interactions with you. This may include the collection of additional personal information on the Website during the purchasing process, such as your phone number and address, as necessary for our participation in credit card verification programs.

Understanding your preferences to allow us to provide you with customized offerings or communications, including promotions that we believe will be of interest to you;

Responding to any communications you have provided to us, including all claims, complaints, questions or concerns you may have.

Determining your eligibility for our products and services.

Administering your participation in any services we offer including warranty programs, promotions and contests.

We may use your contact information for the purposes of providing you with information that we believe will interest you and may otherwise solicit your opinion on our products or services.

Foreign Processing Of Data

Some of these operations may result in personal information collected by Fulcrum Audio being stored or processed outside Canada and, as a result, your personal information may be accessible to law enforcement and regulatory authorities in accordance with the law of these foreign jurisdictions.

HOW YOU MIGHT AGREE WITH OUR INFORMATION BEING COLLECTEDConsent

We only collect use and disclose your personal information with your consent. If you are under the age of majority, please obtain the permission of your parent or guardian before providing us with any personal information. The form of consent you provide may vary from implied consent to express consent, depending upon the circumstances and the sensitivity of the personal information involved. By providing us with your personal information or otherwise engaging in a transaction or interaction with us, you consent to our collection, use and disclosure of your personal information in accordance with this Privacy Policy.

Withdrawing Your Consent

You may notify us at any time that you wish to withdraw or change your consent to our use and disclosure or your information. We will accommodate your request subject to legal and contractual restrictions related to your transactions.

If you have "opted in" or subscribed to one of our newsletters or mailing lists, we will always provide you the opportunity to "opt out" or unsubscribe. For example, each e-newsletter we send to you will include a link or other method to unsubscribe or decline further e-newsletters.

EXAMPLES OF INFORMATION COLLECTION & USE

Listed here are some further examples of the ways that we collect personal information directly or automatically from you and how we use it.

Directly Returns and Exchanges

Our goal is to make sure that you are totally contented with your purchase and to this end, Fulcrum Audio offers a Return Policy. For Fulcrum Audio to continue to offer our Return Policy, we ask for personal information such as your name, address, and telephone number for the purposes of detecting and preventing fraud. You may also be asked to produce photo ID for verification purposes only.

Insurance Replacement

When functioning with our Consultants to replace goods that are covered under your insurance policy, we will need some essential information, such as your contact information, insurance claim number, and the name of your claim adjuster, so we can process your quote in a timely manner and bill your insurance company directly for you.

Purchase Follow-Up and Surveys

Following a purchase from some of our departments we may send you a follow-up letter to thank you for your business, or we may contact you to ensure that you are completely satisfied with the delivery, setup, or installation of your new product. We may use contact information collected in-store, online to conduct occasional surveys and other customer research. These surveys are entirely voluntary and you may easily decline to participate.

Our Web Sites

Our Web Sites can be browsed anonymously. However, to engage in certain special features or functions of our Web Sites, or to order products and services from our Web Sites, you may be asked to supply certain personal information, such as your name, email address, postal address, telephone number, or credit card information. We utilize this information to create your account, contact and correspond with you about your order, respond to your inquiries, and supervise functions of our Web Sites that you choose to use, such as online forums.

Online Forums, Blogs and Customer Reviews

Certain pages of our Web Sites, such as “Community Forum”, make possible interactive discussions between users and Fulcrum Audio staff or agents acting on our behalf regarding products and services available for purchase through the Web Sites. The Customer Review functionality is provided as a rating system that offers you the chance to share your thoughts on a product. These public forums and reviews are available to all Web Site visitors so please be cautious when posting information to them and do not post personal information.

Sign-Up For Newsletters Or Updates

Fulcrum Audio offers free newsletters, promotional e-mails and personalized on-line advertisements as a service to our customers. We will send you newsletters and e-mails periodically listing current specials and deals. You may "opt-out," or unsubscribe from our newsletters, emails or personalized on-line advertisements by following any unsubscribe instructions in any e-mail, newsletter or personalized on-line advertisement you receive from us, or by sending an e-mail to This e-mail address is being protected from spambots. You need JavaScript enabled to view it . After doing so, if you have opted out of receiving all newsletters, all promotional emails or all personalized on-line ads, you will not receive future promotional emails, newsletters or personalized on-line advertisements (as applicable), unless you open a new account, enter a contest, or otherwise subsequently sign up to receive newsletters, emails or personalized on-line advertisements.

Please Note: If you agree to receive e-mails from any of our third party service providers or any third party merchants on our Web Site, you will receive e-mails separately from them, and information that you choose to disclose to them will be subject to their Privacy Policy. If you later decide that you no longer want to receive their e-mails, you will need to follow their own specific opt-out instructions.

Participate In A Contest Or Promotion

From time to time, we may run contests or promotions. If you participate, you may be asked for contact information as well as additional optional survey information (for example, product preferences). Personal information from contest entries will be used only to administer the contest and contact you if you win. For research and analysis purposes, we may also summarize contest survey information in a manner that no longer identifies individual participants. All contests and promotions are subject to this Privacy Policy and the rules that will be available with each particular campaign. Some contests are conducted by third parties and will be subject to the third party’s policies.

Subscription Services And Activations

Fulcrum Audio may offer activation of certain products and services like cellular plans, satellite services, or Internet services. These activations may require that certain contact and financial information be collected and provided to the respective service providers as part of the activation process. For example, a cellular carrier may need to perform a credit check prior to activation so a government-issued ID number and your credit card number may be provided to the carrier for that purpose.

Automatically

In some cases, we automatically collect certain information.

Our Web Sites

When using our Web Site, we may gather the Internet Protocol (IP) address of your computer, the IP address of your Internet Service Provider, the date and time you access our Web Site, the Internet address of the website from which you linked directly to our Web Site, the operating system you are using, the sections of the website you visit, the website pages read and images viewed, and the content you download from the Web Site. This information is used for administration purposes and to improve the Web Site.

Web Site Tracking Information

We may use web beacons or pixel tags to assemble tracking information reports regarding Web Site user demographics, Web Site traffic patterns, and Web Site purchases. We may then provide these reports to advertisers and others. None of the tracking information in these reports can be linked to the identities or other personal information of individual users. For our own research purposes we may link tracking information with personal information voluntarily provided by Web Site users. Once such a link is made, all of the linked information is treated as personal information and will be used and disclosed only in accordance with this Privacy Policy.

Collection & Use Of Non Personal Information

We also collect some anonymous (non-personal) information from visitors to our Web Site through the use of cookies. Cookies are used on most websites. They are text files with a unique identification number that are transferred from a web site to the hard drive of your computer. Cookies are only used to identify your computer but they do not save any personal information about you such as your name or address. Most browsers can be set up to accept or reject cookies, or simply notify you each time a cookie is set by a website you visit. We currently use cookies for measuring traffic statistics on our Web Site and saving your information so you don't have to re-enter it on future visits when posting comments or participating in forums. We may also use cookies to provide personalized services to you, such as customized web pages and advertisements.

COLLECTION AND USE OF CHILDREN'S PERSONAL INFORMATION

Fulcrum Audio and services are intended for general audiences and do not knowingly collect any personal information from children. When we collect age information, and users identify themselves as under 13, the Web Site will either block such users from providing personal information, or will seek to obtain consent from parents for the collection, use and sharing of their children's personal information. We will not knowingly ask children under the age of 13 to provide more information than is reasonably necessary to provide our services.

Please note that if you grant consent for your child to use Fulcrum Audio, this will include such general audience communication services as e-mail, instant messaging, and online groups, and your child will be able to communicate with, and disclose personal information to, other users of all ages. Parents can change or revoke the consent choices previously made, and review, edit or request the deletion of their children's personal information.

PERSONAL INFORMATION IN YOUR CONTENT

Fulcrum Audio is in the business of providing a forum for the useful exchange of information about products and services between its users. As part of providing this service, we collect and share personal information among our users in a number of ways.

Submissions And Emails

When you submit a deal through our on-line form or via email, we will not post your email but will post the name you have provided with the submission. If you do not wish your name to be posted, you can indicate it in your submission or ask us to remove your name from the posting. When you email a deal to a friend, we may enter you into contests from time to time and would use your email to notify you if you are a winner.

Comments

When you post a comment on our Website, we ask you to provide your name and email address. You also have the option of providing your location and homepage address. We will moderate comments. Your comment and name will be accessible for viewing by all users of our Web Site. You also have the option of displaying your email or being notified of any response to your posting. We also provide an option for remembering your information and pre-filling it for comments on future visits.

Contests

From time to time, we may run contests for our users, in which case we would use your email to notify you if you are a winner.When you enter a contest or other promotion, we may ask you for contact information such as your name, address and e-mail address in order to administer the contest, to send you promotional e-mails, notify winners and make the winners' list publicly available pursuant to certain states' laws. Your consent to such promotional use and disclosure of this information is a condition of your participation. As a condition of receiving any prize, you will be required to submit an affidavit of eligibility, for us to ensure that you are eligible to receive the prize according to the contest rules.

Forums & Blogs

In order to participate in our on-line forums, you need to create a user account by submitting a user name, email address and password. We will display your user name with your postings on the forum. You may also choose to have us display your email with your postings so that other users can contact you.

Testimonials

We may wish, from time to time, to post your comments or submissions as sample testimonials from our users, in which case we will ask for your permission in advance.

Statistics

We may also use personal information and data collected through your emails and use of our Website to generate statistics and aggregate reports for internal use and for sharing with our affiliates and advertisers. These statistics and aggregate reports will not contain any information that could identify you personally.

SHARING

Fulcrum Audio does not sell or rent our customers’ personal information to any other party. However, in the normal course of business we may share some of your personal information within our corporate family and with third parties acting on our behalf or as permitted or required by law.

With Whom Your Information May Be Shared

Other than information displayed as part of your profile, as a general rule, we will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. Please see the Terms of Service or Use Agreements for each of our products and services for more detailed information about how your personal information may be shared.

We may disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or may be causing injury to or interference with (either intentionally or unintentionally) our rights or property, other users of the Web Site or anyone else that could be harmed by such activities. We may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.

Certain features at the Web Site, including but not limited to video uploads, are outsourced to partner sites. If you wish to access these features, your registration information will be submitted to the relevant partner site in order to open an account on your behalf. This new account is necessary to manage content posted by your account at the Web Site, as such content will be managed off-site.

Sale Or Transfer Of All Or Part Of Fulcrum Audio

Any information we have about you may be transferred or disclosed to a purchaser or prospective purchaser in the event of a sale, assignment, or other transfer of all or a portion of our business or assets. Should such a transfer occur, we will use reasonable efforts to try to ensure that the transferee uses your information in a manner that is consistent with this Privacy Policy.

Product Safety Recalls

In the event we receive notice from a manufacturer of a product safety recall, we may provide your contact information, limited to name, address, and telephone number, to the manufacturer so that they may notify you of the recall and supply details of any replacement or repair programs. This transfer or your contact information will occur only for recalls that may impact your personal safety or impair the functionality of the product you purchased from us.

Third Party Services

Fulcrum Audio may use third parties to manage one of more aspects of our business operations, including the processing or handing of personal information. When we use an outside company, we use contractual or other appropriate means to ensure that your personal information is used in a manner that is consistent with this Privacy Policy.

For example, we may share personal information with third parties to perform services on our behalf such as: fulfilling online orders, processing non-cash payments, sending marketing communications, servicing products, conducting research surveys, verifying and validating information that you have provided to us, delivering products, and providing customer support services.

Legal Disclosure

Fulcrum Audio may disclose your information as permitted or required by law. For example, we may be compelled to release information by a court of law or other person or entity with jurisdiction to compel production of such information. If we have reasonable grounds to believe information could be useful in the investigation of improper or unlawful activity, we may disclose information to law enforcement agencies or other appropriate investigative bodies.

PRECAUTIONS

Fulcrum Audio has taken precautions to prevent the fraudulent use of your information on our Web Site. Fulcrum Audio has adopted industry standard authentication procedures to ensure your protection while shopping with us online. This includes, but is not limited to, contacting financial institutions or credit reporting agencies to ensure the authenticity of your credit card and to validate your credit card billing information.

SECURITY

The security of your personal information is a high priority for Fulcrum Audio. We are committed to ensuring that your information is secure. We have set up security measures to protect you from the loss or unauthorized use of your supplied personal information. As well, our servers are equipped with firewall technology. We maintain appropriate safeguards and current security standards to protect your personal information, whether recorded on paper or captured electronically, against unauthorized access, disclosure, or misuse. Despite these measures, and given that no technology is foolproof, we must advise you that there will always remain a certain amount of risk and that your personal information may be disclosed, without your consent, unintentionally, and without fault on the part of the Web Site. We decline any responsibility in the event that such confidential information is disclosed, unless caused by negligence on the part of the Web Site.

We protect user information with the following security measures:

Choosing a Password

Choosing a Password

When you create an online account on our Web Site, you need to select a personal password. To maximize your level of protection, you should choose at least 6 characters including a combination of both letters and numbers. You are solely responsible for maintaining the secrecy of your password and any account information. Fulcrum Audio will never send an unsolicited communication asking you for your password or requesting that you update your account credentials.

Although we cannot take responsibility for any theft, misuse, unauthorized disclosure, loss, alteration or destruction of data by a third party, we take reasonable precautions to prevent such unfortunate occurrences.

Communicating By Email

Please remember that email sent over the public Internet is not secure. If you send an email directly to us from your own email account the contents will not be encrypted. We strongly recommend that you do not send sensitive information (like a credit card number) to us via unencrypted email. Fulcrum Audio is not responsible for any transmission by you of any personal information over the public Internet.

INFORMATION VERIFICATION

You may check your information to verify, update, or correct it, and to have any obsolete information removed. If you created an account on our Web Site, you can access and change your online account profile yourself. You can also ask to review any of the information that we have retained, how we have used it, and to whom we have disclosed it at any time by contacting us as indicated below under the heading "Contacting Fulcrum Audio". Subject to certain exceptions prescribed by law, and provided we can authenticate your identity, you will be given reasonable access to your personal information, and will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate. You may also ask us to change your preferences regarding how we use or disclose your information, or let us know that you do not wish to receive any further communication from us.

INFORMATION RETENTION

We keep your information only as long as we need it for legitimate business purposes and to meet any legal requirements. We have retention standards that meet these parameters. We destroy your information when it is no longer needed, or we remove your personally identifiable information to render it anonymous.

We collect your personal information onto servers hosted by us, which are restricted access servers. We do not store credit/debit or Paypal related information on our servers. If you wish to obtain further information about our hosting company and its security measures, please email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

EXTERNAL LINKS ON OUR SITE

The Web Site contains links to third-party websites; these are provided solely for your convenience. Clicking on these links will take you outside of the Web Site. Please be advised that the Web Site has no control over these third-party sites and, while the Web Site may feature such links, the Web Site will not, at any time, accept liability for these sites. Consequently, personal information that you provide to a website outside of the Web Site is subject to the privacy protection policies of the given third-party site. In the event of abuse by such sites, the Web Site cannot, at any time, be held responsible. Therefore, we strongly urge you to carefully read the privacy protection policies of all third-party sites you choose to enter.

We also wish to inform you that the risks associated with the supplying of personal information in a chat room, via e-mail or on a Web-based message board are not covered by our Privacy Policy; thus, you must be extremely careful if you choose to supply personal information through these means. You are submitting this information at your own risk. Indeed, this information may be collected and used by third parties without your prior consent. In other words, if you choose to provide personal information online and this information is available to the public, you may, eventually, receive unsolicited e-mail from third parties. The Web Site declines all responsibility in this regard. We urge you to remain cautious and vigilant, at all times, on the Internet.

ANTI-SPAM POLICY

Fulcrum is 100% opposed to unsolicited commercial email ("spam"). We do not send emails to anyone without permission and we do not sell or provide email addresses to any unauthorized third party. If you receive any unsolicited emails from spammers, please be assured that Fulcrum did not provide your email address to such parties.

This does not mean that we can prevent spam from happening on the Internet. Unfortunately, spammers obtain email addresses in a number of devious ways, including when you respond and ask to be taken off a spam email list and in some cases by just generating emails to millions of random email addresses in the hopes of getting a few "live" ones. Please be assured that at Fulcrum we hate spam as much as you do.

All that said, if you believe that you have gotten unsolicited email from us, click here to contact us and we will investigate. Please be assured that we strive not to contact anyone without permission, and if you prefer not to receive any further communications from us, just tell us and we'll try to make sure you never hear from us again.

CHANGES TO OUR PRIVACY POLICY

By using the Web Site, you are accepting the practices described in this Privacy Policy. These practices may be changed, but any changes will be posted on the Web Site and changes will only apply to activities and information on a going forward, not on a retroactive basis.

To accommodate changes in our services, changes in technology, and legal developments, this Privacy Policy may change over time without notice to you. We may add, change, or remove portions of the Privacy Policy when we feel it is appropriate to do so. We encourage you to review our Privacy Policy periodically. Each time you submit personal information or use our services you agree to be bound by the then current terms of the Privacy Policy. Whenever we update the Privacy Policy we will change the date to indicate when the changes were made.

GENERAL Unsubscribe

If you no longer wish to be contacted regarding promotions, new product and entertainment releases and how to make the most of the latest technology click here.

Compliance with Laws

Fulcrum Audio shall at all times comply with applicable legislations and will therefore reserve the right to refuse registration to any individual or organization if such registration contravenes the law. However, Fulcrum Audio affirms that no unreasonable restrictions will be imposed. Fulcrum Audio will make all attempts to give prior warning of such action, whenever and wherever possible.

Governing Law

This Privacy Policy and the use of this Web Site are governed by the laws of Canada. Any claim related to the Web Site or to this Privacy Policy shall be brought in local court in Canada, within one year after the claim arises. Users of Fulcrum Audio consent to the jurisdiction of such court as the most convenient and appropriate for the resolution of disputes concerning this Privacy Policy.

Contact Fulcrum Audio

If you have any concerns about your privacy at Fulcrum Audio or a complaint about inappropriate or infringing on Fulcrum Audio or one of the websites listed on Fulcrum Audio, please contact us This e-mail address is being protected from spambots. You need JavaScript enabled to view it

 

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